221 homes beach for sale in Mactan, Lapu Lapu

2 BR Like RENT TO OWN Condo for Sale in Lapu-Lapu Cebu near Maribago Beach Resorts

₱ 2,630,000

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

Condo For Sale in Cebu City -Approximately few minutes from Maribago Beach Resorts -Approximately 5 minutes from H Mall and 7-10 minutes drive from Mactan

2 bedrooms bedrooms
1 bathroom bathroom

Security Swimming pool

30+ days ago

CEBUBESTHOMES

₱ 2,630,000

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 822 m from Maribago Elementary School

School

At 804 m from Maribago High School

Condo For Sale in Cebu City -Approximately few minutes from Maribago Beach Resorts -Approximately 5 minutes from H Mall and 7-10 minutes dri…

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CHEAPEST STUDIO CONDO FOR SALE in MARIBAGO BEACH LAPU-LAPU CEBU

₱ 1,681,200

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

⭐Just 5-7 minutes from Maribago Beaches like Jpark Resort ⭐Approximately 20 minutes from Mactan International Airport ⭐Priority Listing available for reopened

1.5 bathrooms bathrooms

Security Swimming pool

30+ days ago

CEBUBESTHOMES

₱ 1,681,200

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 342 m from Buyong Elementary School

School

At 310 m from Buyong High School

⭐Just 5-7 minutes from Maribago Beaches like Jpark Resort ⭐Approximately 20 minutes from Mactan International Airport ⭐Priority Listing avai…

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Affordable Ready for Occupancy Studio Condo for Sale in Maribago, Lapu-Lapu Cebu

₱ 1,365,000

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

Move-In First, Downpayment Later -Approximately 30 minutes drive from Mactan International Airport Located in Maribago, Lapu-Lapu Cebu very near to Maribago beach resorts.

1 bathroom bathroom

Unfurnished Security

30+ days ago

CEBUBESTHOMES

₱ 1,365,000

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 342 m from Buyong Elementary School

School

At 310 m from Buyong High School

Move-In First, Downpayment Later -Approximately 30 minutes drive from Mactan International Airport Located in Maribago, Lapu-Lapu Cebu very…

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RENT TO OWN CONDO FOR SALE in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS

₱ 1,681,200

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

RENT TO OWN CONDO FOR SALE in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS ⭐Reservation fee is only P10. ⭐LOWEST DOWNPAYMENT PROMO…

1.5 bathrooms bathrooms

Security Swimming pool

30+ days ago

CEBUBESTHOMES

₱ 1,681,200

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 342 m from Buyong Elementary School

School

At 310 m from Buyong High School

RENT TO OWN CONDO FOR SALE in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS ⭐Reservation fee is only P10. ⭐LOWEST DOWNPAYMENT PROMO…

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RENT TO OWN Ready for Occupancy Condo for Sale in Lapu-Lapu Cebu near Maribago Beach Resorts

₱ 1,681,200

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

Most Affordable Ready for Occupancy Condo for Sale in Lapu-Lapu Cebu near Maribago Beach Resorts ⭐NO DOWNPAYMENT PROMO…

1.5 bathrooms bathrooms

Security Gym Swimming pool

30+ days ago

CEBUBESTHOMES

₱ 1,681,200

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 822 m from Maribago Elementary School

School

At 804 m from Maribago High School

Most Affordable Ready for Occupancy Condo for Sale in Lapu-Lapu Cebu near Maribago Beach Resorts ⭐NO DOWNPAYMENT PROMO…

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STUDIO RENT TO OWN CONDO FOR SALE in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS

₱ 1,699,000

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

STUDIO RENT TO OWN CONDO FOR SALE in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS ⭐Waived Move-In Fee, Waived Titling or Transfer fee, Waived Pagibig Charges delivery is a finished unit (Unfurnished Brand New) ⭐Just 5-7 minut…

1.5 bathrooms bathrooms

Security Swimming pool

30+ days ago

CEBUBESTHOMES

₱ 1,699,000

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 342 m from Buyong Elementary School

School

At 310 m from Buyong High School

STUDIO RENT TO OWN CONDO FOR SALE in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS ⭐Waived Move-In Fee, Waived Titling or Transfer fee, Waived…

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STUDIO RENT TO OWN CONDO IN LAPU-LAPU CEBU NEAR MARIBAGO BEACH RESORTS. AS LOW AS P17,540 TO REQUEST FOR MOVE-IN!

₱ 1,699,000

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

⭐STUDIO RENT TO OWN CONDO IN LAPU-LAPU CEBU NEAR MARIBAGO BEACH RESORTS…

1.5 bathrooms bathrooms

Security Swimming pool

30+ days ago

CEBUBESTHOMES

₱ 1,699,000

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 342 m from Buyong Elementary School

School

At 310 m from Buyong High School

⭐STUDIO RENT TO OWN CONDO IN LAPU-LAPU CEBU NEAR MARIBAGO BEACH RESORTS…

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Rent to Own Condo for Sale in Maribago Lapu-Lapu Cebu

₱ 1,681,200

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

RENT TO OWN CONDO FOR SALE in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS ⭐Reservation fee is only P10. ⭐LOWEST DOWNPAYMENT PROMO…

1.5 bathrooms bathrooms

30+ days ago

CEBUBESTHOMES

₱ 1,681,200

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 822 m from Maribago Elementary School

School

At 804 m from Maribago High School

RENT TO OWN CONDO FOR SALE in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS ⭐Reservation fee is only P10. ⭐LOWEST DOWNPAYMENT PROMO…

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Most Affordable Rent to Own in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS

₱ 1,681,200

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

RENT TO OWN CONDO FOR SALE in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS ⭐Reservation fee is only P10. ⭐LOWEST DOWNPAYMENT PROMO…

Security Swimming pool

30+ days ago

CEBUBESTHOMES

₱ 1,681,200

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 822 m from Maribago Elementary School

School

At 804 m from Maribago High School

RENT TO OWN CONDO FOR SALE in LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS ⭐Reservation fee is only P10. ⭐LOWEST DOWNPAYMENT PROMO…

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Twin Suites in Belmont Luxury Hotel in Mactan Newtown

₱ 4,900,000

Condominium in Newtown Boulevard, Mactan, Lapu-Lapu

It is your worry-free investment where you can enjoy the by-the-beach experience with Newtown Beach…

1 bedroom bedroom
1.5 bathrooms bathrooms
25 m²

Parking Internet Air conditioning Balcony Panoramic view Video cable Service room Alarm Office room Water Electricity Fully furnished Security Gym Swimming pool Children area Lift Garden Concierge Guardhouse Access for people with disabilities Tennis court

30+ days ago

GABRIEL REALTY & BROKERAGE

₱ 4,900,000

School

At 244 m from Newtown School of Excellence

School

At 530 m from Mactan Elementary School

It is your worry-free investment where you can enjoy the by-the-beach experience with Newtown Beach…

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Queen Suites in Belmont Luxury Hotel Mactan Newtown

₱ 4,700,000

Condominium in Mactan Newtown, Mactan, Lapu-Lapu

It is your worry-free investment where you can enjoy the by-the-beach experience with Newtown Beach…

1 bedroom bedroom
1.5 bathrooms bathrooms
25 m²

Parking Internet Air conditioning Balcony Panoramic view Video cable Service room Alarm Office room Water Electricity Fully furnished Terrace Security Gym Swimming pool Children area Lift Garden Guardhouse Access for people with disabilities

30+ days ago

GABRIEL REALTY & BROKERAGE

₱ 4,700,000

School

At 542 m from Newtown School of Excellence

School

At 831 m from Mactan Elementary School

It is your worry-free investment where you can enjoy the by-the-beach experience with Newtown Beach…

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Rush Sale! Mactan Newtown, 2BR Unit at One Pacific Tower.

₱ 15,500,000

Condominium in Mactan, Lapu-Lapu

Mactan Newtown, 2BR Unit at One Pacific Tower…

2 bedrooms bedrooms
3 bathrooms bathrooms

Parking Internet Air conditioning Balcony Integral kitchen Electricity Fully furnished Security Swimming pool Lift amenity_fire_exits amenity_twenty_four_hour_security

30+ days ago

BROKER RODEL REVILLA

₱ 15,500,000

School

At 613 m from Newtown School of Excellence

School

At 906 m from Mactan Elementary School

Mactan Newtown, 2BR Unit at One Pacific Tower…

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Condo for sale in Cebu City, Mactan Newtown, 1-br (49.60sm)

₱ 6,000,000

Condominium in Mactan, Lapu-Lapu

floor 1BR with Bathtub, Balcony and with Great Seaview Price : ₱6M net of taxes and fees Layout : 1BR (49.60sqm) Unit Level : 12th floor Location : Mactan Newtown Banks & ATMs Convenience stores McDonalds Cafes Airport…20m…

1 bedroom bedroom
1.5 bathrooms bathrooms

Balcony Partly furnished Security Gym Swimming pool Children area

30+ days ago

JOVIE FRANCISCO

₱ 6,000,000

School

At 615 m from Newtown School of Excellence

School

At 908 m from Mactan Elementary School

floor 1BR with Bathtub, Balcony and with Great Seaview Price : ₱6M net of taxes and fees Layout : 1BR (49.60sqm) Unit Level : 12th floor

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RENT TO OWN CONDO IN LAPU-LAPU CEBU near Maribago Beach Resorts

₱ 1,699,000

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

delivery is a finished unit (Unfurnished Brand New) ✅Just 5-7 minutes from World Class Maribago Beaches like Jpark Resort ✅Approximately 20 minutes from Mactan

1 bedroom bedroom
1.5 bathrooms bathrooms

Security Swimming pool

30+ days ago

CEBUBESTHOMES

₱ 1,699,000

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 822 m from Maribago Elementary School

School

At 804 m from Maribago High School

delivery is a finished unit (Unfurnished Brand New) ✅Just 5-7 minutes from World Class Maribago Beaches like Jpark Resort ✅Approximately 20…

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₱ 23,000,000

Condominium in Newtown Boulevard, Mactan, Lapu-Lapu

Building features * Four high speed elevators : 2 Passenger and 2 Service Lifts * Automatic Fire alarm, fire detection and sprinkler system * 100% standby emergency power * Security system withn electronic access control * c…

4 bedrooms bedrooms

Parking Water Electricity Fully furnished Swimming pool Lift

30+ days ago

MDC REALTY AND BROKERAGE

₱ 23,000,000

School

At 244 m from Newtown School of Excellence

School

At 530 m from Mactan Elementary School

Building features * Four high speed elevators : 2 Passenger and 2 Service Lifts * Automatic Fire alarm, fire detection and sprinkler system…

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Fully Furnished CondoTel at Savoy Hotel Mactan Newtown

₱ 9,900,000

Condominium in Mactan Newtown, Mactan, Lapu-Lapu

Investment Opportunity at Savoy Hotel Mactan Newtown, a 4-Star Ready for Occupancy Condo-Hotel in The Mactan Newtown, a township mega-community on Mactan Guests will be happy to find Newtown Beach is within easy walking dista…

1 bedroom bedroom
1.5 bathrooms bathrooms

Parking Internet Air conditioning Balcony Panoramic view Video cable Service room Alarm Office room Water Electricity Fully furnished Security Gym Swimming pool Children area Lift Sauna Garden

30+ days ago

GABRIEL REALTY & BROKERAGE

₱ 9,900,000

School

At 498 m from Newtown School of Excellence

School

At 995 m from First English Global College

Investment Opportunity at Savoy Hotel Mactan Newtown, a 4-Star Ready for Occupancy Condo-Hotel in The Mactan Newtown, a township mega-commun…

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Condo for sale in Mactan, Cebu, the Reef

₱ 8,200,000

Condominium in Vistamar Beach & Residential Estates, Mactan, Lapu-Lapu

Dining chair and Table - Coffee Table - Kitchen Sink - Microwave - Kitchen Cabinet COMMON AREA & AMENITIES - Swimming pool - Concierge - Fitness gym - Beach

1.5 bathrooms bathrooms

Balcony Partly furnished Gym Swimming pool amenity_twenty_four_hour_security

30+ days ago

JOVIE FRANCISCO

₱ 8,200,000

School

At 837 m from Cebu International Academy

School

At 614 m from First English Global College

Dining chair and Table - Coffee Table - Kitchen Sink - Microwave - Kitchen Cabinet COMMON AREA & AMENITIES - Swimming pool - Concierge - F…

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RENT TO OWN CONDO IN BAYANIHAN FLATS LAPU-LAPU CEBU near MARIBAGO BEACH RESORTS

₱ 1,699,000

Condominium in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

RENT TO OWN CONDO IN LAPU-LAPU CEBU NEAR MARIBAGO BEACH RESORTS…

1 bedroom bedroom
1.5 bathrooms bathrooms

Security Roof garden

30+ days ago

CEBUBESTHOMES

₱ 1,699,000

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 822 m from Maribago Elementary School

School

At 804 m from Maribago High School

RENT TO OWN CONDO IN LAPU-LAPU CEBU NEAR MARIBAGO BEACH RESORTS…

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Fully Furnished Condotel in Savoy Hotel Mactan Newtown

₱ 4,700,000

Condominium in Newtown Boulevard, Mactan, Lapu-Lapu

Investment Opportunity at Savoy Hotel Mactan Newtown, a 4-Star Ready for Occupancy Condo-Hotel in The Mactan Newtown, a township mega-community on Mactan Guests will be happy to find Newtown Beach is within easy walking dista…

1 bedroom bedroom
1.5 bathrooms bathrooms

Parking Internet Air conditioning Balcony Panoramic view Video cable Service room Alarm Office room Water Electricity Fully furnished Security Gym Swimming pool Children area Lift Garden Grill Guardhouse Access for people with disabilities

30+ days ago

GABRIEL REALTY & BROKERAGE

₱ 4,700,000

School

At 244 m from Newtown School of Excellence

School

At 530 m from Mactan Elementary School

Investment Opportunity at Savoy Hotel Mactan Newtown, a 4-Star Ready for Occupancy Condo-Hotel in The Mactan Newtown, a township mega-commun…

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RUSH SALE FOR UNIT & PARKING SLOT | LA MIRADA RESIDENCES 10th floor Seaview big studio with Balcony and Parking slot.

₱ 3,800,000

Studio in Vistamar Beach & Residential Estates, Mactan, Lapu-Lapu

Unit Level : 10th floor Location : Near the beach and Mactan Newtown Location URL : https://maps.app.goo.gl/bmYdHV1VZSGYse9q7 Unit conditions : Fully furnished

53 m²

Air conditioning Balcony Fully furnished amenity_twenty_four_hour_security

30+ days ago

BROKER RODEL REVILLA

₱ 3,800,000

School

At 848 m from Cebu International Academy

School

At 646 m from First English Global College

Unit Level : 10th floor Location : Near the beach and Mactan Newtown Location URL : https://maps.app.goo.gl/bmYdHV1VZSGYse9q7 Unit condition…

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The Reef Island Resort, Mactan Cebu – 2BR Fully Furnished

₱ 25,000,000

Condominium in Vistamar Beach & Residential Estates, Mactan, Lapu-Lapu

Luxury Oceanfront Living at The Reef Island Resort, Mactan - Your Turnkey Paradise Awaits! Experience the epitome of sophisticated island living at The Reef Island Resort, Mactan.

2 bedrooms bedrooms
3 bathrooms bathrooms
126 m²

Parking Internet Air conditioning Balcony Equipped kitchen Integral kitchen Alarm Built-in wardrobe Water Electricity Fully furnished amenity_ensuite amenity_fire_alarm Security Cctv Gym Swimming pool Children area Lift Sauna Concierge Access for people with disabilities amenity_fire_exits amenity_twenty_four_hour_security

22 days ago

WENDY WILSON

₱ 25,000,000

School

At 836 m from Cebu International Academy

School

At 613 m from First English Global College

Luxury Oceanfront Living at The Reef Island Resort, Mactan - Your Turnkey Paradise Awaits! Experience the epitome of sophisticated island li…

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Condo for sale or rent in Cebu City, Mactan Newtown 17th flr. cor. unit

₱ 5,100,000

Condominium in Mactan, Lapu-Lapu

The Mactan Newtown Lapu-Lapu City, Cebu The 30-hectare Mactan Newtown is Megaworld’s first township development outside of Metro Manila with its own beachfront • Newtown School of Excellence • Mactan Alfresco • Soon-to-rise M…

1 bedroom bedroom
1.5 bathrooms bathrooms

Balcony Panoramic view Partly furnished Security Gym Swimming pool Children area Lift Garden

30+ days ago

JOVIE FRANCISCO

₱ 5,100,000

School

At 615 m from Newtown School of Excellence

School

At 908 m from Mactan Elementary School

The Mactan Newtown Lapu-Lapu City, Cebu The 30-hectare Mactan Newtown is Megaworld’s first township development outside of Metro Manila with…

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Luxury Oceanfront Living at The Reef Island Resort, Mactan

₱ 25,000,000

Condominium in Vistamar Beach & Residential Estates, Mactan, Lapu-Lapu

Luxury Oceanfront Living at The Reef Island Resort, Mactan 🌴 Own a fully furnished, turnkey beachfront residence with breathtaking sea views in one of ocean view ✔️ Upgraded SMEG appliances ✔️ Fully fitted & furnished (move-…

2 bedrooms bedrooms
3 bathrooms bathrooms
126 m²

Parking Internet Air conditioning Equipped kitchen Integral kitchen Panoramic view Alarm Built-in wardrobe Water Electricity Fully furnished amenity_ensuite amenity_fire_alarm Cctv Gym Swimming pool Children area Lift Concierge Access for people with disabilities amenity_fire_exits amenity_twenty_four_hour_security

30+ days ago

WENDY WILSON

₱ 25,000,000

School

At 836 m from Cebu International Academy

School

At 613 m from First English Global College

Luxury Oceanfront Living at The Reef Island Resort, Mactan 🌴 Own a fully furnished, turnkey beachfront residence with breathtaking sea view…

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Invest in Fully Furnished CondoTel in Savoy Hotel Mactan

₱ 5,600,000

Condominium in Mactan Newtown, Mactan, Lapu-Lapu

Investment Opportunity at Savoy Hotel Mactan Newtown, a 4-Star Ready for Occupancy Condo-Hotel in The Mactan Newtown, a township mega-community on Mactan Guests will be happy to find Newtown Beach is within easy walking dista…

1 bedroom bedroom
1.5 bathrooms bathrooms

Parking Internet Air conditioning Balcony Panoramic view Video cable Service room Alarm Office room Water Electricity Fully furnished Security Gym Swimming pool Children area Lift Garden Grill

30+ days ago

GABRIEL REALTY & BROKERAGE

₱ 5,600,000

School

At 503 m from Newtown School of Excellence

School

At 794 m from Mactan Elementary School

Investment Opportunity at Savoy Hotel Mactan Newtown, a 4-Star Ready for Occupancy Condo-Hotel in The Mactan Newtown, a township mega-commun…

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Great Investment in Fully Furnished Savoy Hotel Mactan

₱ 6,558,750

Condominium in Mactan Newtown, Mactan, Lapu-Lapu

Investment Opportunity at Savoy Hotel Mactan Newtown, a 4-Star Ready for Occupancy Condo-Hotel in The Mactan Newtown, a township mega-community on Mactan Guests will be happy to find Newtown Beach is within easy walking dista…

1 bedroom bedroom
1.5 bathrooms bathrooms

Parking Internet Air conditioning Balcony Panoramic view Video cable Service room Alarm Office room Water Electricity Fully furnished Security Gym Swimming pool Children area Lift Garden

30+ days ago

GABRIEL REALTY & BROKERAGE

₱ 6,558,750

School

At 498 m from Newtown School of Excellence

School

At 995 m from First English Global College

Investment Opportunity at Savoy Hotel Mactan Newtown, a 4-Star Ready for Occupancy Condo-Hotel in The Mactan Newtown, a township mega-commun…

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₱ 3,800,000

Studio in Vistamar Beach & Residential Estates, Mactan, Lapu-Lapu

Unit Level : 10th floor Location : Near the beach and Mactan Newtown Location URL : https://maps.app.goo.gl/bmYdHV1VZSGYse9q7 Unit conditions : Fully furnished

43 m²

Balcony Cctv Gym Swimming pool Concierge

30+ days ago

BROKER RODEL REVILLA

₱ 3,800,000

School

At 848 m from Cebu International Academy

School

At 646 m from First English Global College

Unit Level : 10th floor Location : Near the beach and Mactan Newtown Location URL : https://maps.app.goo.gl/bmYdHV1VZSGYse9q7 Unit condition…

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₱ 12,659,350

House in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

800 Maribago a modern subdivision, low density community and exclusive community in the heart of Mactan Island within minutes drive to Cebu’s top beach

4 bedrooms bedrooms
4.5 bathrooms bathrooms

Parking Integral kitchen Service room Built-in wardrobe Water Electricity Unfurnished Garden

30+ days ago

CHRISTINE HERBIETO

₱ 12,659,350

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 342 m from Buyong Elementary School

School

At 310 m from Buyong High School

800 Maribago a modern subdivision, low density community and exclusive community in the heart of Mactan Island within minutes drive to Cebu’…

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ELEGANT HOUSE for Sale - Maribago, Mactan Island, Cebu

₱ 12,723,300

House in Mactan Circumferential Road, Soong, Soong 1, Mactan, Lapu-Lapu

READY FOR OCCUPANCY Elegant House & Lot on Mactan Island, Cebu Only P78,915/month after equity..…

5 bedrooms bedrooms
4 bathrooms bathrooms
184 m²

30+ days ago

MAY S. AGUILAR

₱ 12,723,300

Heathcare

At 1 km from Allegiant Regional Care Hospitals

School

At 319 m from Buyong Elementary School

School

At 282 m from Buyong High School

READY FOR OCCUPANCY Elegant House & Lot on Mactan Island, Cebu Only P78,915/month after equity..…

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【SALE】The Reef Residences 16th floor with Great Ocean View studio unit with wide Balcony

₱ 9,500,000

Condominium in Vistamar Beach & Residential Estates, Mactan, Lapu-Lapu

- Bed - Sofa/Sofa Bed - Closet - Kitchen Cabinet - Bathtub - Split type aircon COMMON AREA & AMENITIES - Swimming pool - Concierge - Fitness gym - Beach